Built for Africa. Built for you.
SWAVE Money is a multi-layer digital finance platform that powers payments, remittances, savings, credit, and investments for everyday people and businesses, with a strong focus on Africa and its global diaspora.
Who We Are
SWAVE Money is a digital product of Ultrabaesic Technologies and Exemplar Projects Consort LTD in Nigeria, and a venture of Exemplar Projects Group PTY LTD in Australia. We work with banks, licensed remittance providers, payment processors, and capital market operators to bring formal financial rails into real-world markets where cash, daily collections, and informal trading are still dominant.
What SWAVE Money Offers
Everyday Wallet and Marketplace Payments
SWAVE Money provides a secure wallet at the heart of the SWAVE ecosystem. You can fund it, send money, pay for goods and services on SWAVE Market, and settle with vendors through a single, unified experience. Escrow features help protect buyers and sellers.
International Money Transfer and Remittance
SWAVE Money supports cross-border transfers so that users can send and receive remittances through convenient digital channels, in partnership with licensed remittance operators and payout networks.
Savings Plans that Reflect Real Goals
SWAVE Money offers structured savings plans and goal-based savings that help users set aside funds intentionally for real-life needs such as rent, school fees, stock purchases, or emergencies.
Soft Loans for SMEs and Market Businesses
SWAVE Money uses transaction data, marketplace performance, and responsible risk models to offer soft loans and working capital to SMEs, making it easier to access credit that matches real cash flows.
Access to Index-Linked Investment Products
SWAVE Money provides technology rails that allow users to access index-linked investment products offered by licensed capital market operators, giving simplified exposure to diversified markets.
How SWAVE Money Fits into the SWAVE Ecosystem
SWAVE Market focuses on connecting buyers and sellers, while SWAVE Money provides the financial backbone that makes those connections real by handling payments, escrow, settlements, remittances, savings, credit, and investment flows.
A vendor on SWAVE Market might receive customer payments into their SWAVE Money wallet, allocate a portion into savings for stock replenishment, pay suppliers, and qualify for a soft loan to fund expansion. A diaspora user might send remittances directly into the SWAVE wallets of family members, who can then save, spend, or invest locally.
Our Commitment
Compliance & Safety
We operate with a strong compliance mindset, aligning with Central Bank of Nigeria requirements and relevant capital market and data protection regulations.
Real-World Relevance
We design our products around real behaviours in African markets, such as daily thrift collections, market levies, and informal credit chains.
Growth & Inclusion
We see SWAVE Money as a pathway for customers and SMEs to move from cash to digital, from savings to investments, and from informal credit to structured loans.
Contact Us
If you would like to partner with SWAVE Money, onboard your business, or learn more, you can reach us at:
Client Support: +2347044026192, +2347044026328, +2347044026987
Email: [email protected], [email protected]